Last Updated on September 9, 2022
Contents
- 1 Learn How To Save Money At Target
- 2 Save Money With Target RED card
- 3 Save Money With Target Circle
- 4 Take Advantage Of The Target App
- 5 Choose The Right Days To Save Money
- 6 Combine Coupons To Save Money
- 7 Take Advantage Of Online Shopping
- 8 Use The Target Trade-In Program
- 9 Other Tips To Save Money At Target
- 10 Frequently Asked Questions (FAQs)
Learn How To Save Money At Target
If you live in the US, you have most likely heard of Target. It is one of the largest retailers and sells food, clothes, electronics, and other goods. They have more than 1,900 stores around the US and many customers each day. They tend to joke that they enter the stores to buy one item, but buy more.
It is one of the reasons Target is known as an addictive store with a fantastic shopping experience. For that, Target is using clever marketing, making them one of the best and most successful stores in the US.
Although Target is one of the best out there, buying in their stores means you have to spend some money. If you are an addictive shopper, this could cost you a fortune because, as we said, Target is addictive. There is a name for this condition called the Target Effect. People overspend even if they do not need that many items. Overspending is a severe problem for many people, and:
- It affects people who can’t save money
- Could contribute to falling into debt and having to fix your credit score
The good part is that there are many ways for you to save money while shopping. Whether you are a new or regular customer, read on to find out how to save money at Target.
Save Money With Target RED card
Target offers a RED card for their loyal customers that is great for saving money. To get this card, you need to sign up for it. There is not an annual fee, and you can get excellent and exclusive offers. That is a great way to save money at Target. Some of the other benefits of the RED debit card are:
- Extra discounts offered
- Extra 30 days for returning an item
- Free shipping for two days for any of the items available at Target.com
- Extra 5% off for any purchase at Target stores or online via Target.com
If you enjoy traveling, you can get a 10% discount at Hotels.com with this card. That makes it one of the best discounts for hotels. Also, after one-year membership, as an anniversary gift, you will get a 10% discount bonus. The debit card connects with your bank account and allows you to withdraw up to $40 in cash at checkout.
Save Money With Target Circle
Target had a rewards program called Cartwheel, but it changed its name to Target Circle. This program is free; you can access it via your membership details for a Target RED card or Target.com account. As a member of Target Circle, you will get 1% cash back for every buy. It does not matter if your buy was through the Target App, the store, or online through their website. Everything counts for this program.
From time to time, you may receive Target Circle Bonuses as extra rewards. It is a personalized offer depending on each account. With the program, you can get a birthday gift. Make sure to include your birthday info because Target gives you a 5% discount during that month. That offer is available for 30 days after you get it. On top of that, this program has the following perks:
- Personalized deals
- Early access to sales
- Votes for nonprofit donations
If you do not have the Circle ID when you buy something, you have seven days to add the receipt to your Circle account. If you have a REDCard while being a Target Circle member, you can save 5% instead of 1%. That is a significant saving percent.

Take Advantage Of The Target App
The Target App is great for saving money. It is free to use and has the latest discounts for every category. It also has Circle offers integrated, so you can browse and pick an offer to save money with Target Circle.
They also have a section for RED card deals if you have a RED card. The app is great because they have a Weekly Ad with all the latest promotions. You can check to see if a product is available at your local Target store.
Target app also has a Drive Up and Order Pickup section. The first option lets you order something and a team member will bring it out to your vehicle. That way, you will save time and money. The second option allows you to order ahead and go into the store to pick it up.
Choose The Right Days To Save Money
If you want to buy a particular product at Target, find out the specific days that product will be marked down. Target has a weekly schedule for this process. Most stores tend to follow this schedule for discounts:
Monday | Tuesday | Wednesday | Thursday | Friday |
Electronics Kids’ clothes Books Baby stuff Accessories | Pet stuff Women’s clothes Food | Health and Beauty stuff Men’s clothes Furniture Garden stuff | Sport equipment Shoes Luggage Home decor Toys | Cosmetic Jewelry Car products Hardware |
Visit your local Target and determine if they follow this schedule. If they do, and you want to buy books at a discount, for example, you should shop on Monday.
Also, every year Target has deals for specific days. Take advantage of them to save money. Those special dates are:
- Deal days sale. Every year Target organizes this sale to compete with Amazon Prime Day and draw attention from them. You can even find up to 50% discounts on almost every category of products.
- Black Friday sale. This sale is great for saving money. Target said they would make Thanksgiving an official black Friday sale every year. If you are a loyal customer, you must know that you make the most savings on this date. Also, this sale could start earlier online through their website.
- Cyber Monday sale. This sale is after black Friday and is perfect for buying holiday gifts with discounts.
Combine Coupons To Save Money
Target encourages using coupons to save money. You don’t have to be a coupon expert or make a detailed plan to use coupons successfully. You just need to know how each coupon works. For example, stack coupons such as one manufacturer, one Target coupon, and one Circle offer per item.
Coupon limits allow you to use up to four identical coupons daily. Internet coupons are also great if they have scannable barcodes. Storewide and category coupons are allowed per guest and per transaction. There are also BOGO coupons or Buy One Get One, and you can’t combine them to get both products for free.
To find more Target coupons, you can check RetailMeNot, Groupon, and DealCatcher. You can install a coupon aggregator when you shop online. It is a site that has different coupons and deals from retailers and competitors, stored in one place. After that, promo codes will apply to your online purchases at Target.com.
Take Advantage Of Online Shopping
Often online prices at Target are better than the ones in-store. Also, if you shop online, getting cash back by using Rakuten is possible. On every buy at Target, they give you 1% cashback. If you explore the website, you can get a $10 gift card. To get the card, you need to:
- Sign up with an email or Facebook account.
- Use the portal when you shop, and spend at least $25 on your first buy within 90 days.
- You will get reward points that you can cash for a $10 gift card.
Also, you can use the gift card with a purchase option to get another gift card between $5 and $20. To unlock the $20 gift cards, you must spend between $75 and $100.
Use The Target Trade-In Program
You can use the Target Trade-In Program to save money if you have old electronic stuff. It is a great way to donate unused things. You can trade smartphones, tablets, consoles, and other electronics. There are four steps to this process:
- Choose the device to trade-in.
- Fill out the information about its condition.
- Send your device to Target.
- Receive Target gift card.
If you are unsatisfied with the gift card, you can exchange it with another or get PayPal cash.

Other Tips To Save Money At Target
At Target, you can save money with Price Adjustments. That means if the item you bought goes on sale within the next 14 days after your buy, you can get the difference from the price back. Also, compare prices in different Target locations before you buy. Some stores may have a discount for the item while others may have not.
If you want to buy toys at Target, make sure to do it in January and June. Those are the months with the most discounts on toys. If you want to save extra money at Target, download the Shopkick app. It gives you gift cards for many stores when you walk into them. Also, they will reward you with more kicks if you buy some items.
You can use the Target Registry Program to save on special occasions. For example, you can save like this:
- Wedding registry. Get a 15% off coupon for your weeding.
- Baby registry. Get a 15% off coupon eight weeks before giving birth to your baby.
- Community registry. Intended for those in need.
How to get free shipping at Target
You can combine the tips from above and even get free shipping when shopping at Target. Those are some huge savings. For your online shopping, you need to spend $35 and choose the two-day option to get free shipping.
You can get free shipping by picking up your online order from the store the same day. Another way to get free shipping is paying for an annual membership through Shipt. You can get your order the same day as buying it by only paying $99 per year.
Frequently Asked Questions (FAQs)
How can I budget my money to be able to shop at Target?
To live the whole Target experience and shop for different items, you need to budget your money. To do that, you can use some of the following methods:
These methods help people save money for different goals, including shopping at their favorite stores. For example, you can use the last one and categorize your envelopes for food, electronics, and household items at Target.
How can I get 15% off at Target?
If you are close to your wedding day or baby registry day, you can get a 15% off coupon to buy any item on the registry. You have six months to use the coupon, and the items should be registered 14 days before the coupons are generated. Also, you will receive that coupon in your email, and you can use it in-store or buy it online at Target.
How can I get a discount at Target?
Discounts are great if you want to save money. Target has many available discounts that you can use. For example, use special days, like birthdays and holidays, to get a deal at Target. Also, you can use the Target Sales Ad to check their current sales. If you are a coupon fan, you can use them separately or combine them for maximum savings.
Is Target cheaper than Walmart?
These two are some of the biggest retailers in the US and have low-cost products, which is why many people tend to buy there. Also, they have amazing discounts and savings, so they are attractive if you want to save money. But if you need to choose between the two, this table compares the prices of both stores. Remember that these prices can be combined with coupons and discounts:
Product | Target price | Walmart price |
Pampers Cruisers Size 3, 140 ct | ||
Whole Milk, 1 gal | ||
Eggs, 12 ct | ||
Downy Fabric Softener 164 oz |
How can I spend less money at Target?
There are many ways to spend less money while shopping at Target. We mentioned some of them in this article, but to have the best results, remember to combine these methods. That way, you will be successful and save money at Target. Also, you will succeed in buying everything you need for your home.
Sources:
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